They get paid on commission. Depending on the company 8-15% of the premium. Some companies go as low as 5-6% on renewal. Don't just write auto insurance, the turnover is huge. If a policy cancels after one month, you only get your commission % of tha...
Confusion of terms here . . .there's commercial auto coverage, and private auto coverage. Private auto has an absolute exclusion in it for hauling goods or passengers for a fee. Flat out. You can't endorse "livery" onto a private passenger auto. And ...
Go to an independent agent with lots of companies; ask them to shop it; see if you can do it as personal auto with artisan use.